Payments for modern businesses

Move money with confidence and clarity.

Accept digital payments, initiate payouts and keep track of transaction status through one focused payment platform built for modern businesses.

Start with BudyPay →

Accept paymentsSupported digital payment methods

Run payoutsSend funds to bank accounts

Track statusCallbacks and status APIs

BudyPay payment dashboard and mobile checkout illustration

HMAC SHA-256 authenticated APIsReal-time transaction callbacks

Product suite

Everything needed to collect, send and monitor payments.

BudyPay combines customer payment flows, merchant payouts and transaction visibility without turning your integration into a maze.

Online payments

Initiate secure payment flows using BudyPay's Payin Intent or Redirect APIs.

Explore payments →

Business payouts

Initiate bank-account payouts and check the latest status using a simple API workflow.

Explore payouts →

Developer APIs

Use merchant-key authentication, HMAC SHA-256 hashes and webhooks for reliable integrations.

Developer overview →

Customer payments

A payment experience designed to stay out of the customer's way.

Offer supported digital payment methods through a consistent BudyPay flow, then return customers to your product with clear transaction status.

Payin Intent API for app-based payment flows
Payin Redirect API for hosted redirection
Unique merchant order references for reconciliation
Status endpoint for transaction verification

See payment flows

Payout operations

Move funds to beneficiaries with a traceable payout workflow.

Initiate payouts with beneficiary bank details, then use BudyPay's status and balance APIs to keep your operations aligned.

Beneficiary bank payout requests
Merchant order ID for every payout
Success, Pending and Failed status handling
Balance endpoint for payout operations

Explore payouts

Payout operations dashboard illustration

Integration foundation

Built around secure request signing and clear transaction events.

BudyPay integrations use HMAC SHA-256 request signing with your merchant secret, together with callback events for transaction updates.

merchant_keyIdentifies your merchant account

HMAC SHA-256Signs Payin and Payout requests

HTTP 200Expected callback acknowledgement

WebhooksReceive status changes in real time

Developers

From API request to payment status, without unnecessary ceremony.

Use one API base, documented request fields and predictable status handling. Keep the merchant secret on the server and generate hashes from the exact values you send.

Developer overview

Payin Intent · PHP

$formData = [
  'order_id' => 'ORDER1001',
  'amount' => '100.00',
  'merchant_key' => $merchant_key,
  'name' => 'Customer Name',
  'phone' => '9876543210',
  'email' => 'user@example.com'
];
ksort($formData);
$message = implode('|', array_values($formData));
$hash = hash_hmac('sha256', $message, $merchant_secret, false);

Ready to integrate?

Give your payment operations a cleaner foundation.

Talk to BudyPay about onboarding, supported payment methods and the integration flow that fits your business.

Contact sales